Just because your therapist doesn’t take insurance, doesn’t mean you can’t use your insurance benefits.
To get reimbursed for mental health services, you need to:
Talk to your insurance provider to understand their reimbursement process.
Get a superbill from your therapist.
Complete your insurance claim form and submit it along with your therapist’s invoice to your insurance company.
Additional considerations
You must have a diagnosable mental health condition for services to be covered.
Some insurance plans exclude certain diagnoses from coverage.
Insurers have rules about how long a session they’ll pay for, how many sessions they’ll pay for per day or week, and often a maximum number of treatments.
Check Your Plan Benefits
Request a Super Bill
to Submit Your Claim
to Submit Your Claim
Tips to Expedite Reimbursement
Step 1
Contact your insurance provider to confirm your plan benefits and find out exactly how much you can get reimbursed on therapy.
Step 2
Request a super bill and submit directly to your insurance as soon as possible to ensure timely review and reimbursement.
Step 3
Submit your claims after every session, and deal with any issues or denials to ensure you get your money back as soon as possible.
How Does It Work?
You don’t have to break the bank to get the therapy you need!
The right match, availability and convenience are the most important factors in successful treatment.
Your insurance company may provide potential reimbursement for your therapy sessions.
A “superbill” can be requested for submission to your insurance company for potential reimbursement.
A “superbill” shows date, service, and diagnosis. Typically this information is kept on file by your insurance company.
A “superbill” is not a guarantee of reimbursement benefits.
Contact your insurance provider to confirm the specifics of potential reimbursement for your therapy.
Call your insurance provider before starting therapy to check your potential reimbursement rate.
Verify Benefits
Melissa is a private pay therapist, she has a Free initial consult call with a new client.
Sara contacts her insurance provider to check her benefits, and discovers she can get reimbursed for therapy!
Setup An Account
Sara realizes that therapy with Melissa is not as expensive as she thought, so now she’s ready to book her first session!
Sara let’s Melissa know she will need a Super Bill to submit to her insurance provider.
Submit Claims
Melissa provides Sara with a detailed Super Bill, adding Sara’s scheduled sessions to her calendar.
After every session Melissa validates the session, and Sara submits her claim to her insurance provider.
Get Reimbursed
That’s it! Sara can expect to receive reimbursement directly from her insurance provider.
Melissa and Sara can both give their full attention to therapy knowing that the insurance claims will be reimbursed timely.